Types Of Loan Programs

First Time Homebuyer:

• Minimum Down Payment

• Adjustable and Fixed Rate Loans

• 100% Gift okay for down payment (20%)

• Marginal Credit

• Higher Ratios

• NO PMI - Private Mortgage Insurance

• No Down - 100% Financed - You State the income and you 
  state the assets
  

Conventional:

• 100% Financing

• 2nd Trust Deed Loans to 125% above value

• 5% Down with no PMI

• Adjustable and Low Fixed Rates

• Jumbo EZ Qualifiers - Based on stated income

• Equity Builder Program pays off early, while at NO extra cost

• FREE Pre-Qualify / Approval

Portfolio - Jumbo:

• 10% Down (No income, No asset).

• 100% Stated Income and Stated Assets

• EZ Qualifiers

• Up to 100% of Loan amount to $850K with no PMI Stated
  Income and Stated Assets

• FREE Pre-Qualify / Approval
  

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AP Lending offers wholesale
rates to the public at a discount that is
less than traditional lenders.

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Example of a $240,000 loan amount
Traditional Lenders     6.750% @ 1.25 pts.  (APR 7.010%)
AP Lending Services  6.750% @   .25 pts.  (APR 6.900%)
You Save $2400

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We offer tremendous
saving on purchases, refinances
and home equity loans.

What ever your financing needs,
AP Lending Services has the solution.

Our loan products
   include No Point, No Cost and
Zero Down Purchases.

There is no reason why a home should fall out of escrow
 because of a mortgage issue. Our 20 plus years of mortgage
experience assumes the smoothest possible transaction.

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866-942-LEND (5363)